Yes, many aviation insurance policies distinguish between risks when the aircraft is on the ground and when it’s in flight. Ground risk policies cover damage while the aircraft is parked or taxiing, while in-flight policies cover accidents that occur during flight. Comprehensive coverage can include both types to ensure protection in all situations.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
