Yes, most aviation insurance policies include coverage for accidents caused by pilot error, provided the pilot meets the policy’s qualifications, such as holding the proper licenses and having sufficient experience. However, intentional violations of regulations or operating the aircraft outside of the policy’s terms may result in denial of coverage.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
