Yes, flight schools can obtain specialized insurance policies that cover their aircraft, instructors, and students. These policies typically include liability coverage for student pilots in training, hull insurance for aircraft used in instruction, and general liability for the school’s operations. Students may also obtain non-owner liability insurance if they’re flying aircraft owned by the school.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
